is effective as of August 1, 2020.
Our commitment to your privacy
Avanze and its affiliates is a third-party service
to certain financial institutions, and our goal is to protect the privacy of our clients and
website, online services, third-party providers, or applications submitted by our customers
Avanze maintains industry safeguards, in accordance
applicable federal and state laws and regulations, to keep your Personal Information safe and
secure. When we provide Personal Information to Financial Entities, our affiliates, or
service providers, we require that these parties agree to process and keep the information in
compliance with applicable privacy laws.
The use of your information by our business partners
subject to that party’s own privacy notice. Unless we are permitted by law, we will not disclose
information we collect about you from consumer or credit reporting agencies, without your
For certain online features or services, such as those that may include Personal Information, we
require the use of username/password and/or encryption technologies for the protection of your
Personal Information. You are responsible for protecting your username, password, and other user
account information from disclosure to third parties, and you are restricted from circumventing
use of required encryption technologies. You agree to:
(a) immediately notify us at email@example.com
any unauthorized use of your username, password, and/or user account information, and/or any
breach of security;
(b) make sure that you log out from your user account
the end of each session. While we may provide certain safeguards to protect your confidential
information, we do not and cannot guarantee or warrant that any information transmitted through
Internet is secure, or that such transmissions are free from delay, interruption, interception,
Your consent to this privacy
You consent to the collection and use of your
Information to Avanze or using our services, unless you inform us otherwise, as
law. Your available information choices are set forth below.
Types of information collected
To perform our services, we may collect certain
information from you, and third parties we engage may also collect such information to
configure, maintaining, operating, administering, designing, and supporting our systems,
to provide services to the Financial Entities with whom you do business. We do not share
your Personal Information with third parties other than as set forth in this Privacy
Each Financial Entity’s privacy notice shall apply to you and your Personal Information,
you should refer to those privacy notices to understand how the Financial Entity uses
processes your Personal Information. Avanze is not responsible, nor liable, for the
practices, privacy notices, and their content, of third parties, including the Financial
Entities with whom we, and you, do business.Personal Information that Avanze may collect
includes, but is not limited to, the following categories of information (“Personal
- Contact (i.e., first/last name, mailing or property address, phone
- Loans (i.e., loan number, account number)
- Other personal information required by Financial Entities in order to
provide services to you
- Payment information
Like most online services, we collect standard
technical, information when you use our Services, including, but not limited to unique
device identifiers, internet protocol (IP) addresses, browser types, internet service
providers (ISPs), the number and duration of page visits and the number of clicks. We
unique identifier, for session purposes. We may use tracking systems for certain
and we recognize Do Not Track requests from internet browsers or similar devices
consumers, but not for Financial Institution employees acting within the scope of their
How we collect information
Information about you may be collected by Avanze from the following sources:
- From you directly and through our site: We may collect information
the Website when you visit. The data we collect depends on the context of your
interactions with our Website.
- Through business interaction: We may collect information through
interaction with you or your employees.
- From other sources: We may receive information from other sources, such
public databases; joint marketing partners; social media platforms; or other third
parties such as:
- Updated delivery and address information from our carriers or other
parties, which we use to correct our records and deliver your next purchase or
communication more easily.
- Information about your interactions with the products and services
by our subsidiaries.
Use of collected information
We collect information primarily to provide better services to all our
- a. We collect the following information from you when you use or signup
our Website: Name, Email Address, Phone Number, Billing Address, and Credit card
- b. When you visit our Site, some information is automatically
This may include information such as the Operating Systems (OS) running on your
Internet Protocol (IP) address, access times, browser type, and language, and the
website you visited before our Site. We also collect information about how you use
products or services.
- c. We automatically collect purchase or content use history, which we
sometimes aggregate with similar information from other customers to create features
such as Best Seller, Top Rated, etc...
- d. The full Uniform Resource Locators (URL) clickstream to, through,
from our website (including date and time); cookie number; products and/or content
viewed or searched for; page response times; download errors; length of visits to
certain pages; page interaction information (such as scrolling, clicks, and
- e. We automatically collect information using "Cookies". Cookies are
data files stored on your hard drive the websites. Among other things, cookies help
which areas and features are popular and to count visits to our Site.
- f. Most Web browsers are set to accept cookies by default. If you
you can choose to set your browser to remove cookies and to reject cookies. If you
your browser to reject cookies, some features will be unavailable. For more
on how to reject cookies, see your browser's instructions on changing your cookie
- g. By using this Website, you are agreeing that We may advertise your
feedback on the Website and marketing materials.
- h. We will retain your information as long as we require this to
you with the goods and services and for such period as mandated by the concerned
- i. If you opt to receive marketing correspondence from us, subscribe to
mailing list or newsletters, enter into any of our competitions or provide us with
details at networking events, we may use your personal data for our legitimate
in order to provide you with details about our goods, services, business updates,
When information is disclosed
We are permitted by law to provide your
Information to various companies and individuals, without obtaining your permission.
laws do not allow you to restrict these disclosures. In the section below entitled,
Information Choices,” we share with you how to limit certain disclosures of your
Information. Avanze may disclose information including, but not limited to, the
situations, to affiliates and third parties, unless otherwise restricted by applicable
- To third parties to provide you with services you have requested, and
enable us to detect or prevent fraud, misrepresentation, or criminal activity
- To third parties that provide services on our behalf and use the
information only in connection with such services
- To law enforcement or other government authorities in connection with
investigation, civil or criminal subpoena, or court order
- To other third parties with whom you have given us written, including
electronic, authorization to disclose your Personal Information
- To investigate potential unauthorized use of our Information Channel
- To share and use, for any purpose, the Personal Information if it is in
aggregated, anonymized form so that you are not identified (collectively,
- In connection with a sale, transfer, or other disposition of all or
Avanze’s business/assets, or the event of bankruptcy, reorganization, receivership,
insolvency, or assignment for the benefit of creditors
- For any purpose disclosed by us to you when you provide the
and as directed by you, or with your permission (i) to understand and analyze trends
preferences; (ii) to monitor and analyze our Services’ effectiveness; (iii) to
our Services and develop new products, services, features, and functionality; (iv)
personalize our Services, such as remembering your information so that you will not
to re-enter it during your visit or the next time you use our Services, and (v) to
provide customized content and information.
- Information about our users is an important part of our business and we
take due care to protect the same.
- We share your data with your consent or to complete any transaction or
provide any product or service you have requested or authorized. We also share data
our affiliates and subsidiaries, with vendors working on our behalf.
- We may employ other companies and individuals to perform functions on
behalf. The functions include fulfilling orders for products or services, delivering
packages, sending postal mail and e-mail, removing repetitive information from
lists, providing marketing assistance, providing search results and links (including
paid listings and links), processing payments, transmitting content, scoring credit
risk, and providing customer service.
- These third-party service providers have access to personal information
needed to perform their functions but may not use it for other purposes. Further,
permitted by applicable data protection laws.
- We release account and other personal information when we believe is
appropriate to comply with the law, enforce or apply our conditions of use, and
agreements, protect the rights, property, or safety of Us, our users, or others.
includes exchanging information with other companies and organizations for fraud
protection and credit risk reduction.
stored on your computer's main memory. These cookies are deleted after you close the
browser. Other cookies remain on your computer (long-term cookies) and permit its
recognition on your next visit. This allows us to improve your access to our site.
helps us to learn more about your interests, and provide you with essential features
services and for additional purposes, including:
- Keeping track of items stored in your shopping basket.
- Conducting research and diagnostics to improve the content, products,
- Preventing fraudulent activity.
- Improving security.
- Our cookies allow you to take advantage of some of our essential
For instance, if you block or otherwise reject our cookies, you will not be able to
items to your shopping basket, proceed to checkout, or use any products or services
require you to sign in.
- Approved third parties also may set cookies when you interact with Our
- Third parties include search engines, providers of measurement and
analytics services, social media networks, and advertising companies.
ads relevant to your interests, to measure the effectiveness of their ads, and to
perform services on behalf of Us.
- You can prevent the storage of cookies by choosing a "disable cookies"
option in your browser settings. But this can limit the functionality of our
- We take due care to protect customer data. Technical measures are in
to prevent unauthorized or unlawful access to data and against accidental loss or
destruction of, or damage to, data. The employees who are dealing with the data have
been trained to protect the data from any illegal or unauthorized usage.
- We work to protect the security of your information during transmission
using Secure Sockets Locker (SSL) software, which encrypts information you input.
allows sensitive information such as credit card numbers, UID's and login
be transmitted securely.
- We follow the Payment Card Industry Data Security Standard (PCI DSS)
handling branded credit cards from the major card schemes.
- We maintain physical, electronic, and procedural safeguards in
with the collection, storage, and disclosure of personal customer information.
- We take reasonable steps to help protect your personal information in
effort to prevent the loss, misuse, and unauthorized access, disclosure alteration,
destruction. It is your responsibility to protect your usernames and passwords to
prevent anyone from accessing or abusing your accounts and services. You should not
or reuse the same passwords you use with other accounts as your password for our
- It is important for you to protect against unauthorized access to your
password and your computers, devices, and applications. Be sure to sign off when you
finish using a shared computer.
- Information you provide to us is shared on our secure servers. We have
implemented appropriate physical, technical and organizational measures designed to
secure your information against accidental loss and unauthorized access, use,
alteration, or disclosure. In addition, we limit access to personal data to those
employees, agents, contractors, and other third parties that have a legitimate
need for such access.
- Information collected from you will be stored for such period as
to complete the transaction entered into with you or such period as mandated under
Links to Third Party Site/Apps
Our Site may, from time to time, contain links
and from other websites of third parties. Please note that if you follow a link to any
these websites, such websites will apply different terms to the collection and privacy
your personal data, and we do not accept any responsibility or liability for these
Your information choices
Avanze may use your Personal Information for
following purposes, which such use cannot be limited by you:
- For our everyday business purposes – to process your transactions,
to law enforcement or other government authorities regarding an investigation, and
subpoenas or court orders
- For our own marketing purposes
- For joint marketing with financial companies
- For our affiliates’ everyday business purposes, we may share
about your transaction and experiences
You may choose to prevent Avanze from
using your Personal Information in the following circumstances
- For our affiliates’ everyday business purposes – information about your
- For our affiliates to market to you
Updates and corrections
Updates and correctionsTo update or correct
Personal Information in our possession, please contact us as specified in this Privacy
Policy. Please be advised, in those cases where we are acting as a third-party service
provider to a Financial Institution, you must contact your Financial Institution to
or correct your Personal Information. (See the California Online Privacy Protection Act
below for additional information.) California Residents: Under California’s
the Light” law, California residents who provide certain personally identifiable
in connection with obtaining products or services for personal, family, or household use
entitled to request and obtain from us, limited to once a calendar year, information
the customer information we may have shared (if any) with other businesses for their own
direct marketing uses. If applicable, this information would include the categories of
customer information and the names and addresses of those businesses with which we
customer information for the immediately prior calendar year (e.g., requests made in
will receive information regarding 2017 sharing activities, if any). To obtain this
information, please send an email message to firstname.lastname@example.org with “Request
California Privacy Information” in the subject line and in the body of your email. We
provide the requested information to you at your email address in response. Please be
that not all information sharing is covered by the “Shine the Light” requirements, and
information on covered sharing will be included in our response. California users are
entitled, under California Civil Code Section 1789.3, to the following consumer rights
notice: If you have a question or complaint regarding the services or products provided
through our systems, please send an email to email@example.com. California
residents may reach the Complaint Assistance Unit of the Division of Consumer Services
the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Suite
112, Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210. For
Nevada Residents: Nevada law allows marketing calls to existing customers even
you are listed on the national Do Not Call list; however, we do not market to consumers.
Nevada law requires that we also provide you with the following contact information:
of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St.,
3900, Las Vegas, NV 89101; Phone number: 702.486.3132; email:
Oregon Residents: We will not share your Personal Information and/or Browsing
Information with non-affiliated third parties for marketing purposes, except after you
been informed by us of such sharing and had an opportunity to notify us that you do not
us to disclose your Personal Information for marketing purposes.For Vermont
Residents: We will not share your Personal Information and/or Browsing
with non-affiliated third parties, except as permitted by Vermont law, such as to
your transactions or to maintain your account. We will not share information about your
creditworthiness with our Affiliates except with your authorization. For joint marketing
Vermont, we will only disclose your name, contact information, and information about
The California Online Privacy
As noted above, in many instances we are acting
a third-party service provider to a Financial Institution. In those instances, we may
collect certain information on behalf of such Financial Institution. During these
transactions, we may collect some or all of the information on behalf of the Financial
Institution that is described in the section above-titled Types of Information
Your submitted information is then transferred to your Financial Institution by way of
services. The Financial Institution is solely responsible for taking action or making
changes to any consumer information that is submitted through our systems. If you
that your user information is incorrect, you must contact your Financial Institution. We
generally retain the information that you submit to us for 90 days. In some instances,
may retain the information indefinitely as not otherwise restricted by law or order. If
receive a timely request from you, we can provide the information to the applicable
Financial Institution that is acting on your behalf before we purge our workspace of
information. If you are receiving consumer services and have questions regarding the
you have with regard to your personal information or how to access or correct your
information, you should contact your Financial Institution
Changes to This Policy
We may change this policy from time to time. If
make any changes to this policy, we will change the "Last Updated" date above. You agree
that your continued use of our services after such changes have been published to our
services will constitute your acceptance of such revised policy.
Following subscription to the newsletter, your
e-mail address is used for our advertising purposes until you cancel the newsletter
Cancellation is possible at any time. The following consent has been expressly granted
you separately, or possibly in the course of an ordering process: (I am accepting to
newsletter from this website), you may revoke your consent at any time with future
If you no longer want to receive the newsletter, then unsubscribe by clicking on
option given in the email footer.
If you have any concern about privacy or grievances with Us, please contact
with a thorough description and we will try to resolve the issue for you.
Avanze Tech Labs, Inc.
Attn: Legal Department
4725 W Sand Lake Rd, Ste 105
Orlando, FL 32819